There are three subsidies lawsuits all charging the same basic concept: that subsidies are illegal unless a state has set up its health insurance marketplace. For example, Florida and Texas has a Federal Exchange; Nevada has a state exchange. This charge is based on the specific wording of the law which states subsidies are for [...]

Grandfathered plans are not required to meet these PPACA requirements: Modified community rating (starting with the 2014 plan year; this only applies to insured small group plans) Coverage of preventive care without employee cost-sharing, including contraception for women Expanded claims and appeal requirements Limitations on out-of-pocket maximums (starting with the 2014 plan year) Essential health [...]